BMO EMpower


Two little girls sitting on their father's lap facing him

BMO EMpower is our $5 billion commitment over five years to address key barriers faced by minority businesses, communities and families in the United States. Through lending, investing, giving and engagement in our local communities, we are tackling barriers to inclusion in the financial services industry to create more opportunity for recovery and success.


Eliminating barriers and supporting inclusive economic opportunity

At BMO, diversity, equity and inclusion are at the core of our Purpose to Boldly Grow the Good in Business and Life and our Zero Barriers to Inclusion 2025 strategy. We have a responsibility to respond to the demands of our rapidly changing economic and social landscape to drive meaningful change and champion racial equity, and have made a Bold Commitment to support an inclusive society. We have responded to this challenge by launching BMO EMpower, another step in our commitment to growing the good in our communities.


BMO EMpower


$5 Billion Over 5 Years


$300MM
Small Business Lending

Women, Black and Latinx-owned small business lending program

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$500MM
Minority Commercial Lending

Accelerate lending for Black and Latinx-owned commercial businesses

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$3BN
Community Development Lending & Investing

Community reinvestment in real estate, affordable housing and neighborhood revitalization

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$300MM
Municipal & Non-Profit Lending

Provide critical support for non-profit and municipal clients

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$500MM
Home Mortgage Lending

Lending to low-to-moderate income level communities

Learn more

$500MM
Corporate Social Responsibility

Philanthropic giving, community engagement, supplier/business diversity initiatives and diverse talent programs

Learn more




BMO EMpower


$5 Billion Over 5 Years


$300MM
Small Business Lending

Women, Black and Latinx-owned small business lending program

Learn more

$500MM
Minority Commercial Lending

Accelerate lending for Black and Latinx-owned commercial businesses

Learn more

$3BN
Community Development Lending & Investing

Community reinvestment in real estate, affordable housing and neighborhood revitalization

Learn more

$300MM
Municipal & Non-Profit Lending

Provide critical support for non-profit and municipal clients

Learn more

$500MM
Home Mortgage Lending

Lending to low-to-moderate income level communities

Learn more

$500MM
Corporate Social Responsibility

Philanthropic giving, community engagement, supplier/business diversity initiatives and diverse talent programs

Learn more



A little girl standing in front of a mural

Diversity and inclusion

BMO’s Zero Barriers to Inclusion 2025 is a multi-year strategy focused on providing access to opportunities and enabling growth both inside and outside our doors.

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A student painting a mural

Community giving

BMO’s community giving strategy is built on three pillars – collaboration, learning and innovation – that are supported by our 200-year commitment to helping improve the quality of life in our communities.

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Boldly grow the good in business and life

Our purpose

We deliver value far beyond the bottom line. Working together with our customers, our employees and our communities, we look for opportunities to accelerate positive change, united in the belief that success can be mutual.

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