Community Reinvestment Act

In the U.S., legislation called the Community Reinvestment Act (CRA) encourages financial institutions to meet the credit needs of all customers, including those who are low and moderate income or who live in low and moderate income neighborhoods. But for us, that’s just one dimension of a broader commitment that extends from community-based financial literacy programs and small business financing to major urban redevelopment projects.

Under the CRA, members of the public can review information about BMO’s CRA activities which are contained in the documents posted on the CRA Public File website. The documents are available for viewing and can be downloaded.

In the U.S., legislation called the Community Reinvestment Act (CRA) encourages financial institutions to meet the credit needs of all customers, including those who are low and moderate income or who live in low and moderate income neighborhoods. But for us, that’s just one dimension of a broader commitment that extends from community-based financial literacy programs and small business financing to major urban redevelopment projects.

Under the CRA, members of the public can review information about BMO’s CRA activities which are contained in the documents posted on the CRA Public File website. The documents are available for viewing and can be downloaded.

Helping homeowners

Learn how BMO Bank helps homeowners access federal assistance when they need it.

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BMO Community Development programs

See an overview of BMO Community Development activities, including our use of debt and equity partnerships, and financing on projects with government funding programs.

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Social Impact Overview

An at-a-glance view of our Community Reinvestment-related activities in the United States.

Learn more (PDF)